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The qualification standard for rental with Cedar Properties applies to all applicants.  If you have any questions about our policies or about this information, please contact the Property Manager.

1. Applicant(s) and Co-Applicant(s):
Applicant and co-applicant must reside in the unit for which they apply.  All persons who will be living in the unit must be listed on the application.

2. Occupant(s)
Although we do not financially bind occupants who do not sign the lease and do not require a financial background of them, we do require a credit and eviction report of every occupant of the premises.  Any adult over the age of 18, who will be residing in the unit, must be listed as an occupant.  All adult occupants must provide a valid state issued picture ID, signed social security card and a complete, “Occupant Application” at the time of applying.  An applicant will automatically be denied in the event that any applicant or occupant has ever been convicted of a felony or misdemeanor involving sexual misconduct and/or the illegal manufacture, sale, and/or distribution of a controlled substance, regardless of whether “adjudication” was withheld.  An applicant will also be automatically declined in the event they have ever been convicted of a felony involving a physical crime against a person or persons and/or another person’s property.  The “Rental Application” is a part of the overall process and is not treated separately. There is a $35.00 non-refundable fee for each occupant application.

3. Photo Identification
Valid photo identification must be presented when making application.  Acceptable identification includes a current driver’s license, passport, and/or state issued photo identification card.  A photocopy will be retained for our records.

4. Employment
Applicants must provide proof of current employment and that the employment has been contiguous for a minimum of two years.  We will accept as proof of self –employment status two (2) consecutive years of federal income tax returns, a current certified financial statement and photocopies of your three most recent bank statements.  We will accept as proof of retirement status two (2) consecutive year of federal income tax returns, a retirement letter from employer, social security checks or retirement checks from your employer or an annuity.  We will accept as graduate student status an acceptance letter or a university issued student ID stating status.

5. Rental History
Any adverse information regarding the applicant(s) rental history obtained through NCR Credit Service may result in the denial of the application.

6. Credit History
A credit report will be obtained though NCR Credit Service on all applicants and co-applicants.  An adverse credit history for the past seven years may be grounds for the denial of the application.  An original, signed social security card must be presented if credit is not established.  The social security number will be verified with the Social Security Administration.  In the event that the application is denied, an appeal may be made to the Property Manager so long as there are no past due balances indicated on the credit report and the applicant’s monthly salary is as least three (3) times the monthly rent.

7. Co-Signers
We will accept non-resident co-signers for students only.  Undergraduate students without full time employment must have a co-signer.  Co-signers bear only the financial responsibility and have no actual rights to the unit for which the applicant has applied.

8. Vehicles, Other Personal Property, No Liability of Landlord Parking is limited at many properties.  All cars parked on the property must have current tags and inspection and be in operating condition.  Trailers and recreational vehicles are not permitted in the parking areas.  You may check with your Property Manager to see if your property has a designated area for these vehicles and what additional charges are necessary to use them.  We are not responsible for loss or damage to vehicles.  It is your responsibility to
provide your own fire and other hazard insurance on your vehicles, their contents and the contents of your apartment.

9. Pets
Prior to bringing any pets in or onto the premise you must bring the pet by our office.  We will then take a photograph of your pet and ask that you sign a pet agreement.  No visiting pets are allowed.  We reserve the right to restrict breeds or reject any pet at the Property Manager’s discretion.

10. Non-Refundable Application Fee
The application fee of $35.00 per person is non-refundable.  This non-refundable application fee is required for each adult (over 18 years of age) resident of the unit.  It is important that you review the following guidelines to be certain that you meet the criteria for acceptance of the rental application: The application will be processed within three (3) banking days.  Failure to provide information specified in these guidelines will result in denial of the application for insufficient information.  If your application is denied, the unit for which you applied will be immediately put back on the market.  If you can correct the adverse information that resulted in the denial of the application, you may resubmit your application.  The cost to obtain an updated credit report will be charged to you if you do not provide receipts or letters verifying account status.

11. Income
Total monthly household gross income (before taxes) must be at least three times the amount of the monthly apartment rent.  You will be required to provide written proof from your employer to support the amount of income you claim on the rental application.  If such proof is not available, we (the management) may accept as proof the pay stubs for at least six consecutive months of employment.  Federal Income Tax Returns from prior year(s), and/or other proof deemed acceptable by the Property Manager.  As an alternative to three times the gross rent in income, a person or persons may qualify by showing (with bank statements or the like) that they have in their possession, in cash or cash equivalents, three times the annual rent.  A guarantor will not be accepted as a source of income whether supplemental or primary.

12. Credit Score
Cedar Properties requires a minimum credit score of 600 for approval of any rental application.  Any application with a credit score less than 500 cannot be approved.

13. Debts
All contracted debts, including rent, cannot exceed 50% of gross income.  Contracted debts include credit card payments, car payments, loans, etc.  Those debts would not be cable TV, water and garbage, telephone or other utilities.

14. Application Process (First Come, First Served)
Our office operates on a strictly “First Come, First Served” with respect to applications. The first application received, with a Holding Deposit of $500, moves to the front of the line and gets exclusive negotiating rights with us for up to 48 hours. Please ask Broker or one of the agents for full details on this policy.

Cedar Properties offers equal housing opportunity.  In accordance with local, state and federal Fair Housing Laws, as well as our company policy.  Please do not ask for or expect to be shown housing accommodations according to the racial, religious, ethnic, or sexual composition nor of the physical or mental characteristics, familial status or national origin of the areas in which housing accommodations are located.